Yes We Accept Your Insurance
Home » Yes We Accept Your Insurance
Q: Is chiropractic care covered by my insurance?
A: Yes, chiropractic care is commonly covered by most insurance companies, often requiring a co-payment/co-insurance or both. This coverage extends to major medical plans like workers’ compensation, Medicare, Blue Cross Blue Shield, Cigna, Humana, Aetna, UnitedHealthcare, and various other carriers. Additionally, it’s usually available to active-duty members of the armed forces, eligible veterans, and federal employees.
It’s essential to be aware that while these insurance providers include chiropractic care, there may be limitations and specific restrictions, such as:
- Referral Requirement: Some plans may necessitate a referral from your primary care physician to deem chiropractic care medically necessary.
- Treatment Caps: Limits on the frequency of treatments within a given month or year might be in place.
- Network Requirements: Certain plans may stipulate the use of in-network or approved chiropractors.
- Active Care Plans: Your doctor may be required to create and follow an active care plan.
- Coverage Limits: Insurance plans often cover short-term care during recovery, excluding maintenance visits or long-term care plans.
Due to the diverse nature of health insurance and state mandates, we strongly advise patients to verify details with their insurance company and review specific health plans. Each plan can have distinct requirements, care limits, and coverage levels.
